Speakers for How to Profit from Foreclosure 2010

Neither Andy Heller nor his real estate partner Scott Frank, ever intended to become full time real estate investors. However, in their approximately 40 years of combined real estate investing, they have developed a long term real estate investing strategy that has allowed them to make loads of money while minimizing their time, effort and headaches. On a part-time basis, while involved in successful non-real estate careers and putting their families first, Scott and Andy have bought, rented and sold approximately 100 homes. Additionally, in many years, they have made more money in their 2-5 hour a week “side real estate investing job” than in their 40+ hour per week day job. Over the years, Andy and Scott learned a lot. They eventually developed the “Buy Low, Rent Smart, Sell High” program, which is a grounded and realistic wealth generating method. You can use it to buy one home, or dozens. Andy and Scott are living proof that it can be done, and it does not take a lot of money or a lot of time….just the desire to make it happen. In 2005, FORTUNE MAGAZINE recognized the “Buy Low, Rent Smart, Sell High” program among the top five real estate wealth building strategies. After the Fortune recognition, requests came in for Andy and Scott to speak and teach others what they have learned during their real estate investing career. Shortly thereafter Andy and Scott formed their educational company called “Regular Riches”. Andy and Scott selected the name “Regular Riches” to show that “regular guys” and “regular gals” just like them can achieve real estate riches. Andy was born in Canada, raised in Florida, has lived for many years in Georgia and California, and has studied real estate markets throughout North America. He has helped countless people in their efforts to realize their dreams, and he is ready to share his knowledge to simply and easily put you on the road to financial freedom.

Ilyce Glink is an award-winning, nationally-syndicated columnist, television reporter, radio talk show host and bestselling book author. Her syndicated column, Real Estate Matters, appears in more than 100 newspapers and Web sites, including the Washington Post, Los Angeles Times, Detroit Free Press and the Wilmington (Del.) News Journal.

The Providence Group was formed so that we could provide the personal and excellent service that our clients have grown to expect. We are a group of professional realtors affiliated with RE/MAX® Greater Atlanta, and we have more than twenty years of experience buying and selling homes traditionally and through REO’s. We are community-focused, providing our clients and friends with a Business Directory for referrals in every area to meet your needs even after your home purchase or sale. Our team will go beyond your expectations to provide the excellent service you deserve. We will use our knowledge to protect you and enhance your interaction with the buyer and/or seller. We hold the philosophy that we do not need to advertise. We dedicate 100% of our time and energies to servicing our clients. We do not expend any time or energy trying to obtain business from the general public. We work from our client referrals, and we take pride in that accomplishment. We have family, friends and neighbors of our present client list who also become our lifelong clientele. Mutual respect and a desire to accomplish a common goal help us to be the leaders in the housing market in the greater Atlanta area. Our goal is to become your personal Realtor, for life!

Dr. Kay Shirley combines her 20 plus years of experience as a financial planner and investment manager with an approach to investing that emphasizes educating the client on personal finance and working closely with clients as a life coach. She approaches investing from an educational viewpoint and works with clients to become their decision partner.

Michael Bull has been successful in the commercial real estate brokerage business for over 30 years involved in over 2.5 billion dollars of sales and leases. He and his firm have extensive experience helping investors and lenders in past down cycles. Among other acquisition and recovery services Bull Realty is currently selling notes and foreclosed commercial properties for 74 lenders and servicers.

Michael founded commercial real estate firm Bull Realty in 1998 with three people. Bull Realty now has over thirty brokers selling commercial properties throughout the United States. The firm has over four hundred million dollars of exclusive listings and has over one hundred and fifty million dollars of properties under contract preparing to close. Co-Star recently reported that Bull Realty has the number one market share of commercial properties for sale in the Atlanta MSA.

Michael works daily with the companies agents and clients to add value to their real estate endeavors. His mission is to continually improve the services, systems and support to help his agents and clients be the most successful in the business. Mr. Bull is involved with many networking and professional organizations including the National Associations of REALTORS, the Association of Georgia Real Estate Exchangers, the International Council of Shopping Centers, the Real Estate Brokerage Managers Council, the Atlanta Leaders Group, Real Estate Group of Atlanta and the Atlanta Chamber of Commerce. Michael lives in the Chastain Park area of Atlanta and enjoys spending time with his family, performance boating, basketball and music.

Follow Michael Bull Tweets on Twitter at http://twitter.com/bullrealty

Mike Rose recently joined Wells Fargo Home Mortgage, a division of Wells Fargo Bank, and one of the nation’s leading retail mortgage providers, as a home mortgage consultant in its Alpharetta office.

Mike Rose has more than seven years of financial and industry experience. Prior to joining Wells Fargo Home Mortgage, he served as a Senior Mortgage Loan Officer at Bank of America. He was a leader and top producer in Atlanta. He was repeat member of the Chairman's Club achieving in the top 5% of loan units closed. Mike's has a loyal agent following and focuses heavy on the Government and First Time Homebuyer segment.

He has appeared on the radio and television answering consumer questions about mortgage financing on AM 750 WSB, 1380 AM WAOK and WXIA TV Channel 11.

Mike is an Atlanta native and resident since 1962. He and his wife Nicole have two children and have resided in the Dunwoody area of Atlanta for 5 years.

Monte Smith, Education and Marketing Director, is a former Financial Analyst and High School Spanish Teacher who started with Entrust of Tampa Bay in 2007. In February of 2009, he relocated to Atlanta to take the same position with Entrust Georgia. Monte is a proud graduate of the University of Florida and the University of South Florida. At Entrust, his goal is to present the message of self-direction in an easy to understand format that gives clients the confidence to trust their own investments. He hosts free weekly seminars and webinars on a variety of self-directed investment topics, including Tax Liens, Hard Money Lending, and Mobile Homes. He also does speaking engagements for investor groups and offers free CE to Realtors.

Ricky 
B. 
Novak
 serves 
as 
president 
of 
Strategic 
1031
 Exchange
 Advisors 
(“SEA
 1031”),
 an
 Atlanta
 based
 consulting
 firm
 and
 qualified
 intermediary
 that 
provides
 real
 estate
 and
 tax
 consulting
 services
 for
 clients
 structuring
 complex 
real 
estate 
transactions 
and
 asset
 dispositions. 

SEA
 1031’s 
global
 client
 base
 includes
 many
 of
 the
 most
 sophisticated
 commercial
 and
 residential
 real
 estate 
investors 
and
 developers.
 Mr.
 Novak 
specializes 
in 
the 
facilitation 
of
tax‐deferred
 like‐kind
 exchanges
 under
 Internal
 Revenue
 Code
 Section
 1031,
 and
 has
 assisted
 clients
 in
 structuring
 reverse
 exchanges,
construction
 exchanges,
 non‐safe
 harbor
 exchanges,
 personal
 property 
exchanges, 
multi‐asset 
business 
sales, 
and
 international
 exchanges.
 

Mr. 
Novak
 has
 spoken
 locally
 and
 nationally 
on 
various
 1031
 related
 topics, 
and 
has 
served
 as 
a
 guest
 lecturer 
for 
numerous 
universities 
and
 law 
schools.

 Additionally,
 his
 writings
 have
 been
 published
 in
 a
 varying
 array
 of 
periodicals, 
including
 Commercial
 Investment
 Real 
Estate 
(the
magazine
 of 
the
 CCIM
 Institute).
 
 Mr.
 Novak
 was
 honored
 by
 his
 legal
 peers
 by
 his
 selection 
as 
a
 2009 
Georgia 
Super Lawyer® 
Rising 
Star,
an 
honor 
bestowed
 up on 
only 
the
 top 
2.5%
 of
attorney’s 
under 
40 
years 
old. 


His 
peers 
also 
recently 
selected 
him 
as 
one 
of 
Georgia
 Trend 
Magazine’s
 2009 
Legal 
Elite.
 
 Mr.
Novak
 obtained 
his 
undergraduate 
degree 
from
 the 
Georgia 
Institute 
of 
Technology,
 graduating 
magna
 cum 
laude,
majoring
 in
 International 
Affairs 
with
 Certificates 
in 
International 
Business
 Management 
and 
Spanish.
 He 
is 
credited
 with
 studying
 at
 both
 the
 European
 Union
 and
 NATO
 in 
Brussels, 
Belgium.
 
 Mr.
 Novak
 received
 his
 Juris
 Doctorate
 from
 Emory
 University’s 
School 
of 
Law,
with
 a 
concentration
 in
 tax, 
real 
estate,
and
 international 
law.

 He 
also 
attended
 the
 Jagiellonian 
University
 School
 of 
Law
 in
 Krakow,
 Poland, 
concentrating 
in 
Eastern 
and 
Central
 European 
business 
and
 law.

 
 Mr.
 Novak
 joined
 Arthur 
Andersen’s 
Global 
Tax
 practice,
where
 he 
assisted
 multinational
 clients
 with
 global
 tax
 strategy,
 corporate
 restructuring,
 and
 mergers
 &
 acquisitions.
 
 He
 later
 joined
 Deloitte
 &
 Touche’s
 Atlanta
 Real
 Estate
 Tax
 practice,
 where
 he
 furthered
 his
 tax
 expertise
 by
 structuring
 complex
 real
 estate
 transactions
 for
 major
 national
 and
 international
 real
 estate
 investors, 
REITs,
partnerships,
 and 
corporations.

 
 Mr.
Novak
 currently
 lives
 in
 the 
metro
 Atlanta
 area
 with
 his
 wife,
 Lisa, 
and 
their
 son,
 Aidan.
 
 In
 his
 spare
 time,
 he
 enjoys
 tennis,
 deep‐sea
 fishing, 
reading,
and
 watching
 college 
athletics. 

He 
is 
an 
active 
member
 of 
the 
State 
Bar
 of
 Georgia,
 the
 Lawyer’s
 Club
 of
 Atlanta,
 and
 Real
 Estate
 Group
 of 
Atlanta.
 
Mr.
Novak
 currently
 serves
 as 
Chair 
of
 the 
Board
 of
 Directors
 for 
the 
Atlanta
 Bar 
Association
 Real 
Estate
 Section
 as 
well 
as 
the 
Board 
of 
Advisors
 for
 several 
real 
estate 
developers
 and
 businesses. 

He 
is 
also 
a
 member
 of 
various
 community
 and
 volunteer 
organizations,
 and 
he 
and
 his 
family
 are
 active
 members 
of 
their 
church.

Samuel Tamkin is a Chicago-based real estate attorney with more than 20 years of experience working with residential and commercial clients. Sam graduated from the University of Pennsylvania with a BA in Economics, History and International Relations. Following the University of Pennsylvania, Sam received his law degree from the University of Illinois College of Law in Champaign-Urbana. In addition to his work with buyers and sellers of residential real estate transactions, he has helped homeowners with loan modifications, residential leases, easements and licenses. His work with commercial real estate clients has included 1031 Tax Deferred Exchanges, construction loans, permanent loans, letters of credit, ground leases and retail, office, industrial and restaurant leases. He has represented both landlords and tenants in their lease transactions. Sam has also represented industrial and commercial purchasers in their acquisition of land for their properties and has represented sellers in their sale of industrial, office, retail and apartment buildings. Currently, Sam's articles are syndicated in newspapers across the United States, including the Washington Post, Orlando Sentinel, among many others.

Shannon Judd comes to PEMCO Ltd after spending the last eight years in mortgage finance. Over her career in real estate, she has held her mortgage license in Georgia and Florida, worked in all levels of mortgage finance from sales to underwriting, and worked in appraisal management and review. She joined the PEMCO Ltd team this March of 2009 as their neighborhood stabilization program (NSP) coordinator. In June of 2010, the U.S. Department of Housing and Urban Development(HUD) announced their awards of asset manager contracts for latest resale program entitled M&M III. Pacific Engineering Management Company (PEMCO,Ltd) was awarded 5 Asset Manager Contracts representing 26 states across the United States. PEMCO, Ltd has been contracting through HUD and managing their residential real estate program for over 10 years and this latest award represents the largest territory for PEMCO, Ltd to date. As the largest seller of residential real estate in the world, HUD contracts with private companies to manage their large real estate portfolio. HUD homes are the product of an FHA insured mortgage foreclosure and are offered for sale “as is” with a focus on owner occupants. As of 2010, HUD currently had over 46,000 homes in their inventory nationwide representing close to 4 billion in value. With this latest award, PEMCO, Ltd will begin managing and marketing the sale of a large portion of this inventory in its contracted states under M&M III. With the new introduction of M&M IIII, there are many changes to HUD’s residential real estate program. For those that have sold HUD before they may notice many changes and for those considering HUD now is the time to learn. HUD homes are becoming the predominant REO in the market. Projections show that HUD owned inventory could rise to over 100,000 in 2011 as trends show FHA representing close to 50% of the total market share across the US. A thorough understanding of HUD’s NEW process is the key to REO success now and into the future.